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The CosteraAI way
How CosteraAI Helps Employer Groups Save Money
Healthcare costs are one of the fastest-growing expenses for employer groups — and most of that spend goes unmanaged. CosteraAI exists to change that.
CosteraAI is an AI-powered healthcare cost-reduction platform that helps employer groups significantly lower medical expenses by negotiating bills before, during, and after care. Instead of reacting to high claims after they hit the plan, CosteraAI proactively intervenes to drive real savings.
1. Pre-Service Cost Transparency & Negotiation
Before an employee receives care, CosteraAI analyzes the procedure, provider, and local market rates to identify lower-cost, high-quality options. When possible, CosteraAI negotiates pricing at the time of service, helping employees avoid inflated charges altogether — reducing claims before they ever occur.
2. Post-Service Bill Review & AI Negotiation
- After care is delivered, CosteraAI audits medical bills for:
- Overbilling and coding errors
- Duplicate or inflated charges
- Prices that exceed fair market value
Using AI-driven benchmarks and human-led negotiations, CosteraAI works directly with providers to reduce excessive charges — savings that flow directly back to the employer plan.
3. Reduced Claims = Lower Premiums
By lowering total claims spend, CosteraAI helps employer groups:
- Reduce renewal increases
- Improve loss ratios
- Gain leverage with carriers and TPAs
- Stabilize long-term healthcare costs
For self-funded and level-funded plans, these savings directly impact the bottom line.
4. No Behavior Change Required from Employees
CosteraAI integrates seamlessly into existing benefits programs. Employees can simply upload their medical bills or engage CosteraAI before a procedure — no complex processes, no disruption to care, and no change in provider access.
5. Better Benefits Without Higher Costs
Employer groups using CosteraAI can reinvest savings to:
- Offset premium increases
- Enhance benefits offerings
- Reduce employee out-of-pocket costs
- Improve satisfaction and retention
Money back in your pocket
The Bottom Line
CosteraAI turns healthcare from a fixed, uncontrollable expense into a managed, optimized cost center. By combining AI intelligence with real-world negotiation expertise, CosteraAI delivers measurable savings — without sacrificing care quality or employee experience.
Tech that changes the game
Concierge style benefits with price transparency and real time savings
